Smith Realty Inc
Danielle Calabrese, Smith Realty IncPhone: (727) 403-6465
Email: [email protected]

Tag: Mortgage

Posted on 03/01/2020
PMI and Down Payments
Image by Charles 🇵🇭 from Unsplash Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up that hefty...
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Posted on 10/27/2019
When Should You Consider Paying Off Your Mortgage Early?
Deciding to pay off your mortgage can be a confusing decision to make. You might be wondering about how you would take care of other financial debts or emergencies should they arise. Deciding to pay or not to pay off your mortgage early should be a decision made by you. The economic circumstances around you should determine this...
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Posted on 09/22/2019
What Incentives are Available for First Time Home Buyers?
Purchasing your first home can be a thrilling journey, and an incentive can help to lessen the burden. To qualify for this incentive, you don't need a massive pile of cash in the bank for a down payment. You also don't need a perfect credit score. As a first time home buyer, there are specific scores to help...
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Posted on 08/18/2019
A Home is not Really an Investment … Promise.
For years, people have believed that their new home purchase is the same kind of investment as their 401k or stock and bonds. Even with the obvious drops in prices during and since the economic crash, many buyers continue letting their home be their only retirement asset. The main property you live in should be left out of...
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Posted on 06/09/2019
Top 5 Online Mortgage Lenders
Have you tried getting a mortgage from your bank and instead been given an endless series of hurdles with no approval in sight? Then perhaps it’s time you moved your search for home finance online. Here you will find a host of companies willing to fund your home ownership dreams, even if you have a bad credit score....
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Posted on 06/02/2019
Calculating Your Mortgage Costs
Learning the nuances of buying a home does not take a college degree in mathematics. You do not even need to know calculus or trigonometry. The numbers all come from multiplication, division, and percentages. However, understanding the numbers is not all there is to know about mortgages. Debt finance has a language of its own, so here are...
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